COBRA Administration


Cobra Administration

ABS utilizes state-of-the-art technology to administer the full spectrum of administrative functions required by the health benefit continuation provisions of COBRA: technology that allows COBRA information to be entered, stored and processed, automatically generating all COBRA notices, premium invoices and premium collection reports.


  • Access to an account management team cross-trained in all aspects of COBRA administration 
  • Notice to COBRA beneficiaries and dependents of COBRA rights via First Class Mail 
  • Collection and processing of COBRA participant enrollment information 
  • Collection of COBRA premiums 
  • Monthly remittance of net premiums to the employer 
  • Mailing of all necessary participant communications (enrollment confirmations, payment coupons, benefit/rate change notices, coverage termination and HIPAA Certificates of Coverage) 
  • Monthly reporting of all COBRA activity (notices mailed, participant terminations, premium reconciliation, enrollment by benefit plan, participant history etc.)


COBRA administration must be performed in compliance with rigorous federal and state regulations. ABS offers expert COBRA administration services performed with built-in compliance monitoring to ensure our program:

  • Abides by Federal COBRA timelines 
  • Tracks all necessary information pertinent to COBRA 
  • Electronically archives all notifications and COBRA participant correspondences
  • Issues necessary notices, including:
    • Initial rights 
    • Qualifying Events
    • HIPAA certificate 
    • Notice of Unavailability 
    • End of coverage
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